India has numerous successful banks offering different loans and credit cards. Which credit cards are best to be used in India? Many people, especially the salaried ones often ask this question. The truth is that there really is no single credit card that suits everyone’s needs. Moreover, with so many banks offering so many a diverse ranges of cards – each one with its respective pros and cons, choosing the card that would perfectly fit your wallet is not easy. To further help you with your decision, here’s a list of top credit cards that offer maximum savings benefits for all the salaried individuals.
American Express Platinum Travel Credit Card
This credit card is specially meant for people big spenders such as the ones who earn Rs. 6 lakhs or more annually. Here, the cardholders can earn 1 membership point per Rs. 50 spent on all the expenses excluding fuels, insurance premium payments, and cash transactions. You also get the benefit of accessing leading airport lounges in Mumbai, Bangalore, Delhi and other key locations, as a complimentary feature.
RBL Platinum Maxima Card
This is a premium card, considered ideal if you’re a heavy spender in key categories such as entertainment, fuel, dining and other utilities. The real benefit is you get reward points if you shop specifically in these categories apart from the reward points you earn on other spending. Moreover, you have the chance of earning 10000 reward points on annual expenditure of Rs. 2 lakhs and an additional 10000 reward on annual expenditure more than Rs. 3.5. lakh.
Citibank Indian Oil
If you drive around fairly as a part of your daily commute, this credit card is suitable as your travel partner. For beginners, if you utilize this card at an Indian Oil outlet, you get a benefit of 5% value back on your fuel bill. Every purchase that you make using Citibank Indian oil card, it earns you “turbo points,” which can also be redeemed in exchange of free fuel pay.
Standard Chartered Super Value Titanium Card
This credit card is a must have for the salaried individual’s wallet. The range of benefits starts with its 5% cash-back on key expense categories such as phone bills, utilities and fuel expenses. For the rest of the expenses, you receive reward of 1000 points on your first use of the card which needs to be utilized within 60 days of your card set up.
The following cards offer plenty of unique features and other significant benefits you should be expecting from a credit card company. These credit cards are selected considering the general preferences in mind which can largely vary from one user to another.
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